# Mo Tawfik Khalifa > Chief product officer, forward deployed engineer, product leader and builder. 20+ years building, 11+ years leading teams on site and remote around the world. Turns ideas into products and products into growth. Builds products end to end, at world scale, and today ships whole products himself with AI at every step. Also known as Mohamed Tawfik Khalifa, Mohamed Tawfik, Mohamed Khalifa and Mo Khalifa. Open to roles and end-to-end AI builds. Contact: m@tawfik.tv ## Work with Mo - Product leadership: chief product officer, VP or head of product for teams shipping AI, real-time or consumer products. - End-to-end product builds with AI: from the first idea to a live product, designed and built with AI. - Real-time worlds and digital twins: live experiences, digital twins and virtual worlds, as delivered for Expo 2020, the FIFA World Cup and Napster. How Mo works with teams (all services: [tawfik.tv/notes#work](https://tawfik.tv/notes#work)): [Fintech app development for banks and insurers](https://tawfik.tv/hire/fintech-app-development): a working sandbox bank with a live rule checkpoint, plus a controls checklist; [Medical device 3D animation and interactive training](https://tawfik.tv/hire/medical-device-3d-animation): an interactive 3D pump with step-by-step instructions and a mechanism-of-action piece; [Interactive trade show displays and 3D product demos](https://tawfik.tv/hire/interactive-trade-show-displays): a head-tracked kiosk, take-home AR and lead scoring; [3D sales tools for real estate developers, from BIM](https://tawfik.tv/hire/real-estate-3d-sales-tools): pick an apartment by its real view with a live sun study; [Safety training simulation that proves who passed](https://tawfik.tv/hire/interactive-training-simulation): scored 3D equipment tasks that end in a verifiable credential; [MVP development for AI and fintech startups](https://tawfik.tv/hire/mvp-development); [Industrial website design and 3D product animation](https://tawfik.tv/hire/industrial-3d-and-web): 3D films, interactive 3D, configurators and AR for manufacturers and distributors, from CAD or BIM; [Web application security audit for AI-built apps](https://tawfik.tv/hire/app-security-audit); [AI consultant who ships](https://tawfik.tv/hire/ai-consultant): assess, prototype in days, ship to production with guardrails; [Fractional CPO and forward deployed engineer](https://tawfik.tv/hire/fractional-cpo) for AI and fintech; [3D web experiences](https://tawfik.tv/hire/3d-web-experiences): virtual stores, configurators, browser games and digital twins. [Booking and Wallet loyalty cards](https://tawfik.tv/hire/booking-and-loyalty) for local businesses. [AI agent security](https://tawfik.tv/hire/ai-agent-security): least-privilege permissions, human approval for risky actions and an audit record for AI agents and MCP tools; [AI customer service agent](https://tawfik.tv/hire/ai-customer-service): answers only from your help content and hands over to a person when it does not know; [AI receptionist](https://tawfik.tv/hire/ai-receptionist): answers every call, books the job and never promises what it should not; [Stablecoin payments pilot for banks](https://tawfik.tv/hire/stablecoin-pilot): one small paid pilot, mapped to the GENIUS Act, alongside your core. Product: [AI property guide for off-plan homes in Egypt](https://tawfik.tv/property-guide): buyers walk a villa, twin house, townhouse, apartment or chalet in 3D, ask anything in English or Egyptian Arabic (sockets, bedrooms, the maid's room, which rooms are بحري), and hear the answer while the home shows it; built for developers and brokers. To hire Mo or start a project, email m@tawfik.tv or book a call: https://tawfik.tv/book ## Building now - [Laqtaa](https://laqtaa.app): one shared camera for your event. Guests scan a QR code and every photo lands in one live album. Built solo, design to code, in English and Arabic. - [GVNR](https://gvnr.io): guardrails for AI agents. Every action is allowed, rewritten, asked or denied before it runs. Mo leads product at Instruxi. - [mlx-agent](https://github.com/tawfff/mlx-agent): an open-source AI agent that runs open models on a Mac, searches the web and runs commands the user approves. Native Swift. ## Selected work - [SEVEN Al Hamra, walkable replica](https://tawfik.tv/worlds/rvt): a real-time 3D replica of SEVEN Al Hamra (Exit 10), the entertainment destination in Riyadh, that Mo built in Unity from the construction models (BIM), before the building opened and before AI coding agents and MCP existed. Runs in the browser and on a ROG Ally handheld. - [SEVEN Al Hamra case study](https://tawfik.tv/projects/seven-al-hamra): the brief, a step-by-step timeline (about 12 weeks from first access to sign-off), an interactive diagram of how SEVEN's Revit, IFC and Navisworks construction models went through Blender and Unity to Android, a ROG Ally handheld and the browser, all by hand before AI coding tools, plus a before and after slider and a 20 second film of the construction model beside the real-time build. Signed off as destination 1 of 6 on SEVEN's 3D portal. - Independent work: an immersive retail experience for Hermès in real-time 3D (video on tawfik.tv). - TAG Heuer: a 3D brand and e-commerce experience Mo built at Napster. - The DMCC Crypto Centre metaverse in Dubai, delivered at Napster. - Virtual Expo Dubai, the Expo 2020 site as a real-time digital twin. ## Worked with BBC, Channel 4, Sky, Formula 1, Gran Turismo, the Olympics, FIFA World Cup, Expo 2020 Dubai, Hermès, TAG Heuer, PUBG, Napster, OKX, DMCC, SEVEN, Amazon, Netflix, Meta, Coinbase, Theta Labs, MediaMonks, Sensorium, Ushuaïa Ibiza, Hï Ibiza, High Scream, Founderz, Scoop Empire, Instruxi and Consortium9. ## Career - Instruxi: chief product officer and forward deployed engineer. - OKX: head of growth, Europe. - Napster: VP delivery. Joined LandVault as VP of Metaverse; LandVault later became part of Napster. Led 24 developers, designers and producers on immersive 3D worlds, spatial commerce, the Napster AI companion and the DMCC Crypto Centre metaverse in Dubai. - Independent: immersive retail in real-time 3D for Hermès. - Consortium9: technology lead for NOR, its game platform, with a login whose keys stay in the player's browser. - PLAYERUNKNOWN Productions: blockchain lead, with PUBG creator Brendan Greene, on Artemis, a game the size of planet Earth where AI generates the buildings in real time. - Expo 2020 Dubai: VP production, a team of 12 across digital twins, blockchain and gaming. His team worked on [Virtual Expo Dubai](https://virtualexpodubai.com). - Sensorium: technical director. Ten virtual reality clubs in Unreal Engine for David Guetta, Carl Cox and other top DJs. - FIFA World Cup Qatar, Expo 2020 and SEVEN: real-time digital twins in Unreal and Unity. - Channel 4: test and product owner for games and blockchain products. - MediaMonks: digital experience engineer. - Theta Labs: video streaming blockchain engineer. - Olympic Broadcasting Services: technical and transmission manager, PyeongChang Winter Olympics. - Amazon: streaming manager. Streamed live music for Amazon Music. - Sky: technical manager. Built the engineering team behind the Sky Sports VR, 3D and on-demand players. GRAFTA award. - Formula 1: technical producer, live race coverage in Arabic and English, and Gran Turismo's GT Academy live event at Silverstone. - BBC and Channel 4: broadcast engineer. Education: BSc Computer Games Software Engineering, Northumbria University. ## Notes - [How to build a fan engagement platform](https://tawfik.tv/notes/fan-engagement-platform): points, games, rewards and first-party fan data, plus the artist and label dashboard. Mo has built fan platforms for many artists and live events. - [Loyalty stamp cards in Apple and Google Wallet, paired with online booking](https://tawfik.tv/notes/digital-stamp-card): how Wallet passes work for local service businesses. - [How to move from Firebase to Supabase without logging out a single user](https://tawfik.tv/notes/firebase-to-supabase): auth with existing password hashes, data, storage, RLS and cutover. - [Supabase security checklist](https://tawfik.tv/notes/supabase-security-checklist): RLS, API keys, views and storage settings that leak data, with SQL fixes. - [How to accept InstaPay on your website and confirm payments automatically](https://tawfik.tv/notes/instapay-auto-confirm): exact-amount matching and its edge cases. - [Your AI coding agent can delete your database. Here's how to stop it](https://tawfik.tv/notes/ai-agent-deleted-database): real incidents, settings for Claude Code, Cursor, Codex and Gemini CLI, and an interactive guard that allows, denies or asks before each action. - [MCP security checklist: 12 checks before you connect an AI agent to your tools](https://tawfik.tv/notes/mcp-security-checklist): tool poisoning, token passthrough and over-broad scopes, with a live risk score. - [Can a bank issue its own stablecoin?](https://tawfik.tv/notes/bank-stablecoin): what the GENIUS Act allows, four ways in for a community bank, the decision layer it must build, and a 90-day pilot. - [How to prove you're over 18 without showing your ID](https://tawfik.tv/notes/prove-age-without-id): UK Online Safety Act age checks compared, from passport upload to zero-knowledge proofs. - [Forward deployed engineer: four AI and fintech builds, from first call to production](https://tawfik.tv/notes/forward-deployed-engineer-ai-fintech): what a forward deployed engineer does, shown through four builds Mo shipped at Instruxi with the clients kept anonymous: a free, source-available guard that checks every AI agent action before it runs, a credential passport app for clinicians, digital dollars and tokenised gold for U.S. community banks, and a 3D street of tokenised rental homes read live from the blockchain. Includes how forward deployed engineers differ from solutions and sales engineers. - [How live TV and streaming work: broadcast workflows from tape to the cloud](https://tawfik.tv/notes/broadcast-workflows): why streams run 10 to 30 seconds behind live TV, and how broadcast workflows moved from tape to files to the cloud and AI, from Mo's work at the BBC, Channel 4, Sky, Sky Deutschland, Amazon, Formula 1 and the PyeongChang Olympics with OBS. Interactive explainers follow a goal to your screen, compare the three eras and show how 360 video and 3D TV worked. - [How to prove who someone is without seeing who they are](https://tawfik.tv/notes/prove-the-fact): how Mo built private identity three times (a zero-knowledge player ID, a game login on Holochain, and a licence nurses share without their whole file) and the five rules he starts every privacy product with. Interactive explainers show who learns what at each step. - [Virtual stores, live shows and 3D worlds people actually use](https://tawfik.tv/notes/virtual-stores-live-shows-3d-worlds): how to build a 3D virtual store, a virtual concert and a digital twin that open from a link in a browser, and how to get 1,000 people into one virtual event, shown through Mo's own Hermès virtual store, the TAG Heuer showroom he built at Napster, his technical production of PRISM with High Scream in Sensorium Galaxy, Virtual Expo Dubai and the DMCC Crypto Centre. - [Can one person with AI do a whole team's work? What live systems taught me](https://tawfik.tv/notes/one-person-ai-team): one person with AI can build and ship a product people use; one person cannot do a whole team's work. Built from building Laqtaa alone for a friend's wedding (about 100 guests, nothing broke, about $46 a month to run) against 20 years of live systems and leading a 24-person team. - [AI agent governance: a practical framework for securing agents and their permissions](https://tawfik.tv/notes/ai-agent-governance): aI agent governance means every agent has an owner, its own identity, least privilege, a check before each action and a record you can prove. - [AI customer service agent: what it can safely do, and what it costs](https://tawfik.tv/notes/ai-customer-service-agent): an AI customer service agent answers from your help centre and hands the rest to a person. Start it read-only, write the articles first, pay per resolution. - [How much does it cost to build an app? Where the money goes, and what AI changes](https://tawfik.tv/notes/app-development-cost): on Clutch, app projects most often cost $10,000 to $49,999 and average $90,780. Here is where the money goes and what building with AI changes. - [How much does a digital twin cost? Build, run and payback, line by line](https://tawfik.tv/notes/digital-twin-cost): a building digital twin costs about $32,000 to $200,000 to build and $750 to $1,100 a month to run, set by the model, the sensors and the platform. - [How much does a fractional CTO cost? UK, US and Gulf rates, and when full time is cheaper](https://tawfik.tv/notes/fractional-cto-cost): fractional CTOs and CPOs charge about £1,200 to £3,000 a day in the UK and $1,500 to $4,000 in the US. Past 2 to 3 days a week, full time can cost less. - [Gaussian splatting on a website: how to put a 3D scan on your site](https://tawfik.tv/notes/gaussian-splatting-website): a Gaussian splat is a photo-real 3D scan made of soft blobs. Capture it with a phone, export .spz, and show it on your site with Spark and three.js. - [How much does it cost to live stream an event?](https://tawfik.tv/notes/live-stream-event-cost): a phone stream needs about $174 of kit, three cameras about $517 to hire for three days, and a crewed day adds crew from £1,780. Prices sourced. - [Low latency streaming: why your live stream is delayed, and how to cut it](https://tawfik.tv/notes/low-latency-streaming): live streams run 10 to 30 seconds behind because players hold whole segments. LL-HLS and LL-DASH cut that to TV's range; WebRTC to under a second. - [How much does a small business website cost in 2026? Three routes, priced from the source](https://tawfik.tv/notes/small-business-website-cost): a small business website costs $17 to $29 a month on a builder, most often $1,500 to $5,000 from a freelancer, and $1,000 to $50,000 from an agency. - [Cross-border payments with stablecoins: how they work, what they cost, and when they beat SWIFT](https://tawfik.tv/notes/stablecoin-cross-border-payments): a partner turns your money into a dollar stablecoin, it crosses a chain in minutes, a second partner pays out locally. Faster than SWIFT, not always cheaper. - [How to tokenize real estate: the company, the token and the rent, step by step](https://tawfik.tv/notes/tokenize-real-estate): put the property in its own company, issue that company's shares as tokens that check every buyer, and pay the rent out to holders each month. - [Unity WebGL on mobile: how I took a 650 MB model to a 74 MB build at 60 fps](https://tawfik.tv/notes/unity-webgl-mobile): unity WebGL builds are big and slow on phones because of triangles, textures, live lights, draw calls and code. Fix those, then Brotli and headers. - [Vibe coding security checklist: 13 checks a founder can run in an afternoon](https://tawfik.tv/notes/vibe-coding-security-checklist): vibe coding is safe to ship once you check 13 things: secrets, auth and RLS, input, rate limits, dependencies, keys, uploads, backups and the agent. - [Wedding photo sharing with a QR code: how to collect every guest's photos](https://tawfik.tv/notes/wedding-photo-sharing-qr): put one QR code on every table that opens the camera in the guest's browser. With no app to download, more guests join and every photo lands in one album. - [How much does a 3D virtual tour cost? 360 photo, scanned and real-time 3D compared](https://tawfik.tv/notes/3d-virtual-tour-cost): a 360 photo tour costs a $550 camera and free software, a scanned 3D tour about $319 a home, and a walkable real-time 3D tour is quoted per project. - [What is a stablecoin? How the peg holds, the types, and why some broke](https://tawfik.tv/notes/what-is-a-stablecoin): a stablecoin is a token built to stay worth one dollar: the issuer holds cash and Treasury bills behind every coin and buys coins back on demand. - [Vibe coding: what it is, where it breaks, and how to ship it safely](https://tawfik.tv/notes/vibe-coding): vibe coding is building software by prompting an AI and accepting its code. It is great for prototypes; here is how to get one safely to production. - [Agentic AI: what it is, what it costs to run, and how to ship one safely](https://tawfik.tv/notes/agentic-ai): agentic AI is software that plans, uses tools, checks the result and repeats until a task is done. What it costs, where it fails, how to ship it safely. - [MCP server: what it is, what it exposes, and how to build one](https://tawfik.tv/notes/mcp-server): an MCP server is a small program that gives AI agents tools, data and prompts over one standard protocol. Here is how to build, connect and ship one. - [AI chatbot for your website: build or buy, what it costs, and how it learns your content](https://tawfik.tv/notes/ai-chatbot-for-website): add an AI chatbot to your website three ways: a help desk widget, a no-code builder, or a custom bot on a model API. Prices checked at the source. - [Three.js website: what three.js is, what you need to build a 3D site, and what it costs](https://tawfik.tv/notes/threejs-website): three.js is a free, MIT-licensed JavaScript library that draws 3D in a web page. A 3D site needs a scene, a camera, a renderer, lights and glTF models. - [What is a digital twin? The definition, how it works and real examples](https://tawfik.tv/notes/what-is-a-digital-twin): a digital twin is a virtual copy of a real thing kept in step with it by live data, so you can watch, test and plan on the copy before touching the real one. - [SuperSplat tutorial: how to clean, crop and publish a 3D scan](https://tawfik.tv/notes/supersplat-tutorial): superSplat is a free, open-source splat editor from PlayCanvas in your browser. Open a scan, delete floaters, crop, export .spz, publish. - [What is an AI agent? The parts, real examples, and the one rule](https://tawfik.tv/notes/what-is-an-ai-agent): an AI agent is an AI model given a job, tools and a loop so it can act for you. Its parts, everyday examples, and why its tools set what it can break. - [Online Safety Act: does it apply to your site, and what you must do](https://tawfik.tv/notes/online-safety-act-age-verification): if UK users can use your service and people can post, message or search on it, or you publish porn, the Online Safety Act applies, wherever you're based. - [Verifiable credentials: what they are, how they work, and how to build one](https://tawfik.tv/notes/verifiable-credentials): a verifiable credential is a digital licence, diploma or ID signed by whoever issued it, so anyone can check it in seconds without calling the issuer. - [What is a zero-knowledge proof? Explained simply, with a game you can play](https://tawfik.tv/notes/zero-knowledge-proof): a zero-knowledge proof convinces a checker that something is true while showing nothing else: they learn "true" and not why. Play one here. - [3D product animation for industrial equipment: films, interactive 3D, AR and a website that sells](https://tawfik.tv/notes/3d-product-animation-industrial-equipment): 3D product animation for industrial equipment shows how a unit works inside. One model gives you the films, a 3D viewer, AR and stills for every product page. - [AI receptionist: what an AI voice agent does on your phone line, what it costs, and what it must never do](https://tawfik.tv/notes/ai-receptionist-voice-agent): an AI receptionist answers your phone, books and moves appointments, takes messages and hands urgent calls to a person. Costs, risks and setup. ## Press and teaching - [Scoop Empire feature](https://scoopempire.com/a-dive-into-the-world-of-gaming-ai-the-metaverse-with-mohamed-tawfik/): a profile of Mo's work across gaming, AI and the metaverse. - [Zawya](https://www.zawya.com/en/press-release/people-in-the-news/leading-virtual-experience-developer-landvault-appoints-vice-president-of-metaverse-to-propel-middle-east-expansion-527677): LandVault appoints Mo Tawfik Khalifa (named there as Mohamed Khalifa) Vice President of Metaverse to lead its Middle East growth. - [Scoop of Tech, Scoop Empire](https://www.tiktok.com/@scoopempire/video/7252674366662823173): a series in Arabic explaining tech in plain language, starting with NFTs. - Lectures for Founderz on NFTs, GameFi and blockchain, some given inside the metaverse. ## Links - Website: https://tawfik.tv - Book a call: https://tawfik.tv/book - LinkedIn: https://www.linkedin.com/in/tawfiktv - GitHub: https://github.com/tawfff - X: https://x.com/tawffff - Medium: https://medium.com/@tawfiktv - Substack (new notes by email): https://tawfiktv.substack.com